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Renters Insurance in Indiana

Renters’ insurance covers things such as natural disasters, bodily injuries, water backup damage, and theft that occurs in a rented property. We offer renters insurance here at IAL Insurance in Indianapolis, IN. The best way to protect your personal belongings and space when renting a home or an apartment is to purchase a renters’ insurance policy.

Renters Insurance Requirements

Renters’ insurance is not legally required in any state. But, it is possible that your landlord could make it a requirement as a part of your lease.

Renters Insurance Coverage

Here is what you can expect from a renters’ insurance policy:

• Contents– Keeps your personal items, including your clothing and furniture, protected in the event of a covered loss.
• Medical payments to others– This will cover funeral or medical expenses for another person if they are injured while visiting your property.
• Loss of use– This coverage will reimburse you for all living expenses following a covered loss if you are temporarily unable to live in your home. Qualified expenses are hotel stays, restaurant bills, and more.
• Building alterations– This will cover damage to fixtures, alterations, and installations you make to your home if damaged.
• Personal liability– This will provide assistance if you need help paying for bodily injury or property damage in your home.
• Credit card– This will cover your unauthorized transactions on your debit card and credit cards. This also includes counterfeit money and forged checks.

Optional renters’ insurance options include:

• Water backup
• Theft extension
• Earthquake

Quotes

To obtain a quote for renters’ insurance, give us a call here at IAL Insurance. We are located in Indianapolis, IN. Our agents will assist you in helping you find a policy that meets your unique needs.