The speed limit signs posted by the side of the road aren’t just helpful suggestions. A speeding ticket can be more than a mild inconvenience. Speeding is dangerous to both yourself and other drivers and can affect your auto insurance premiums. This is one of many reasons why staying within the speed limit is just a good idea.

It Pays to Have a Clean Record

Speeding sounds like a harmless infraction, but it isn’t. If a car goes too fast, the driver will take longer to stop. This makes the vehicle more challenging to control, especially when trying to swerve around obstacles. The speed also adds extra force to the car, so a collision will hit harder and cause more damage. A driver who routinely speeds is dangerous, and insurance companies view them as risky. A single speeding ticket can cause your auto insurance costs to skyrocket. This moving violation could stay on your driving history for a good 36 months. That’s a long time to be paying higher insurance premiums. That’s why staying within the speed limit is a good idea.

IAL Insurance Serving Indianapolis, IN

Just because you’re in Indianapolis doesn’t mean you should drive like you’re in the Indy 500! Drive safely. It’s good for you, for your passengers, for everyone else on the road, and it’s good for your insurance premiums. If you are in the market for auto insurance and are in the Indianapolis, IN, area, don’t hesitate to get in touch with IAL Insurance. Our knowledgeable and friendly agents will do all they can to help you find the insurance policy that best suits your needs.