Home insurance is something every homeowner should have, as your house is a significant investment. Whether you’ve owned your house for a year or had it for twenty, chances are at some point, you might have to file a claim. At IAL Insurance, we help Indianapolis, IN homeowners work through the process whenever they need assistance.

Below are some of the most common claims that people make:

Damage From Fires

Fires are more common than you might think, accounting for many home insurance claims. Common reasons fires occur include faulty wiring, unattended candles or fires, and barbecues. It’s important to ensure your home is up-to-date with fire safety regulations so that these incidents don’t occur.

Hail Damage

Indiana has seen its fair share of storms with high winds and hail, damaging siding, roofing, and other property. Hail can cause much damage because it’s falling from the sky rapidly and with extreme force. It’s important to watch the weather and take precautions when needed to ensure your family and property are safe.

Theft & Burglary

Unfortunately, theft is a common occurrence in Indiana. Property owners should take steps to protect their homes and property from intruders by installing locks on all doors, windows, and any other high-traffic entry points to get those secured. Additionally, an alarm system is also recommended. Additionally, you should check that any items on your driveway that could be stolen from your vehicle get moved inside. One of the easiest things you can do is to lock your doors every time you leave the house, no matter how long you’ll be gone.

Contact IAL Insurance For An Estimate

We provide peace of mind for homeowners in the local area. We serve communities like Indianapolis, IN with the highest integrity. Contact us for an estimate on your home insurance policy. We’ll be more than happy to answer any questions you may have and provide a customized plan.